[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.solisart.cz\/jake-mate-moznosti-pri-koupi-noveho-vozu\/#Article","mainEntityOfPage":"https:\/\/www.solisart.cz\/jake-mate-moznosti-pri-koupi-noveho-vozu\/","headline":"Jak\u00e9 m\u00e1te mo\u017enosti p\u0159i koupi nov\u00e9ho vozu?","name":"Jak\u00e9 m\u00e1te mo\u017enosti p\u0159i koupi nov\u00e9ho vozu?","description":"Pokud jste \u0159idi\u010di a auto vyu\u017e\u00edv\u00e1te pravideln\u011b, je dost pravd\u011bpodobn\u00e9, \u017ee alespo\u0148 jednou za \u017eivot budete muset koupit nov\u00e9 auto. Auto je spot\u0159ebn\u00ed zbo\u017e\u00ed, a i p\u0159es pravideln\u00fd servis a ve\u0161kerou \u00fadr\u017ebu n\u00e1m \u010dasem doslou\u017e\u00ed. Motory v aut\u011b maj\u00ed jen omezenou \u017eivotnost a v\u011bt\u0161inou je to pr\u00e1v\u011b zni\u010den\u00ed motoru, kdy se majitel\u00e9 rozhodnou, \u017ee u\u017e […]<\/a>","datePublished":"2023-12-17","dateModified":"2023-12-17","author":{"@type":"Person","@id":"https:\/\/www.solisart.cz\/author\/#Person","name":"","url":"https:\/\/www.solisart.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b1978a802e1d2522476d4f1a954a19e989b74ba84b3e15a182efb651cc75097?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"solisart.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.solisart.cz\/wp-content\/uploads\/paul-cisneros-vzw6mtO7mYw-unsplash.jpg","url":"https:\/\/www.solisart.cz\/wp-content\/uploads\/paul-cisneros-vzw6mtO7mYw-unsplash.jpg","height":0,"width":0},"url":"https:\/\/www.solisart.cz\/jake-mate-moznosti-pri-koupi-noveho-vozu\/","about":["Byznys"],"wordCount":441,"articleBody":" Pokud jste \u0159idi\u010di a auto vyu\u017e\u00edv\u00e1te pravideln\u011b, je dost pravd\u011bpodobn\u00e9, \u017ee alespo\u0148 jednou za \u017eivot budete muset koupit nov\u00e9 auto. Auto je spot\u0159ebn\u00ed zbo\u017e\u00ed, a i p\u0159es pravideln\u00fd servis a ve\u0161kerou \u00fadr\u017ebu n\u00e1m \u010dasem doslou\u017e\u00ed. Motory v aut\u011b maj\u00ed jen omezenou \u017eivotnost a v\u011bt\u0161inou je to pr\u00e1v\u011b zni\u010den\u00ed motoru, kdy se majitel\u00e9 rozhodnou, \u017ee u\u017e se jim do auta nevyplat\u00ed investovat dal\u0161\u00ed pen\u00edze, a je \u010das po\u0159\u00eddit si auto nov\u00e9. Kde na takov\u00e9 auto ale vz\u00edt pen\u00edze? Auto nen\u00ed zrovna v\u011bc, kterou byste si jen tak zaplatili z jedn\u00e9 v\u00fdplaty, pokud ov\u0161em nechcete auto za p\u00e1r tis\u00edc, u kter\u00e9ho ale m\u016f\u017eete o\u010dek\u00e1vat, \u017ee do n\u011bj \u010dasem investujete daleko v\u00edce pen\u011bz.Jak\u00e9 tedy m\u00e1te mo\u017enosti, pokud nem\u00e1te dost pen\u011bz na to, abyste si koupili nov\u00e9 auto?P\u016fj\u010dka u va\u0161\u00ed bankyJednou z nejb\u011b\u017en\u011bj\u0161\u00edch v\u011bc\u00ed je, \u017ee si za\u017e\u00e1d\u00e1te u va\u0161\u00ed banky o p\u016fj\u010dku. Banka v\u00e1m obvykle poskytne v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky, ne\u017e kdybyste o p\u016fj\u010dku \u017e\u00e1dali nap\u0159\u00edklad u nebankovn\u00ed spole\u010dnosti. V\u00fdhodou jsou zde n\u00edzk\u00e9 spl\u00e1tky, pokud si nastav\u00edte del\u0161\u00ed dobu spl\u00e1cen\u00ed, a tak\u00e9 n\u00edzk\u00fd \u00farok. Nev\u00fdhodou je, \u017ee banka si sv\u00e9 klienty p\u0159ed t\u00edm, ne\u017e jim financov\u00e1n\u00ed schv\u00e1l\u00ed, dost prov\u011b\u0159uje. Pokud se j\u00ed budou zd\u00e1t va\u0161e p\u0159\u00edjmy nedostate\u010dn\u00e9, p\u016fj\u010dku v\u00e1m neschv\u00e1l\u00ed.Finan\u010dn\u00ed leasingDal\u0161\u00ed mo\u017enost\u00ed pro v\u00e1s je finan\u010dn\u00ed leasing. Co to vlastn\u011b je? B\u011bhem toho, co m\u011bs\u00ed\u010dn\u011b auto spl\u00e1c\u00edte, nejste majitelem auta. Majitelem je spole\u010dnost, kter\u00e1 v\u00e1m leasing poskytuje. Po dokon\u010den\u00ed spl\u00e1tek se st\u00e1v\u00e1te majitelem. V\u00fdhodou je, \u017ee finan\u010dn\u00ed leasing m\u00e1te velkou \u0161anci z\u00edskat i kdy\u017e v\u00e1m banka zam\u00edtla p\u016fj\u010dku. Nev\u00fdhodou pak je, \u017ee budete muset p\u0159ed uzav\u0159en\u00edm smlouvy slo\u017eit akontaci za vozidlo, kter\u00e9 je obvykle 10\u201330 % z prodejn\u00ed ceny.Operativn\u00ed leasingM\u00e1te mo\u017enost tak\u00e9 operativn\u00edho leasingu. V\u00fdhodou je, \u017ee takto m\u016f\u017eete z\u00edskat auto na leasing bez akontace. Operativn\u00ed leasing ale tkv\u00ed v tom, \u017ee m\u011bs\u00ed\u010dn\u011b odv\u00e1d\u00edte spole\u010dnosti, kter\u00e1 v\u00e1m pronaj\u00edm\u00e1 auto spl\u00e1tku, ale je to vlastn\u011b \u010d\u00e1stka, kterou plat\u00edte za pron\u00e1jem auta. Po skon\u010den\u00ed smlouvy auto vr\u00e1t\u00edte leasingov\u00e9 spole\u010dnosti, tak\u017ee nebudete majitel\u00e9 vozu. 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